Short Sale
Resources
We want to assure your educated on
your options
short sale experts
We have a proven
track record
Learn how we have successfully helped hundreds of homeowners complete a short sale transaction. Also learn how we obtained short sale approval letters from the lender(s) in Lynchburg City. We have the resources and experience to help you sell your home and you pay nothing out of pocket.
HIGHLIGHT OF A SHORT SALE
While a short sale is not the best solution every time, sometimes it can be. Here are some of the benefits of a short sale, as compared to a foreclosure:
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There is less credit damage to the homeowner during a short sale as compared to a foreclosure.
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It takes two years for you to qualify for a new mortgage after a short sale, as compared to 5-7 years after a foreclosure.
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The mortgage lender provides full support during a short sale, but does not in a foreclosure.
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With a short sale, you can live in the property without payment for 12 months.
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Short sale can help you avoid the negative thoughts associated with a foreclosure as it is taken care of discretely and, on paper, the transaction looks the same as a normal sale.
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By using the Home Affordable Foreclosure Alternatives Program (HAFA) it is possible to negotiate cash at closing, or even directly from your servicer or lender(s).
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Most of the time, the homeowner will get a full release and not be liable to repay the losses the lender takes.
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Our services are free. We will only be paid from the sale of your house.
Our Lynchburg City County short sale agents can help you get an amicable solution to your problem. The homeowner gets what they want by selling off the property, being able to pay off the loan, and by having peace of mind that they will be allowed to move on with their lives without the damaging after effects of a foreclosure. The lender wins by being able to save on expenses and time that are usually associated with a foreclosure.